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Purchase or Refinance your home with full confidence that you’re saving the most money, time, and close with ease.  Contact me to find out how you can get pre-approved with no hassle, or commitment. 

I work for YOU, not the bank.

YOUR MORTGAGE EXPERT

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Loan Programs

WE SPECIALIZE IN THE FOLLOWING PROGRAMS 

PURCHASE A HOME

Whether you’re a First Time Homebuyer, or the savviest of real estate investors.  I offer countless programs tailored to your unique goals.

  • First Time Homebuyer programs

  • Investor Programs

  • FHA

  • VA

  • Conventional

  • Jumbo Loans

  • Leased Land/ Indian Leased Land

  • Low and No down payment programs

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  • Lower your existing monthly Payment & Rate

  • Eliminate Mortgage Insurance

  • Cash-Out Refinance | Equity Loans

  • Consolidate Debt

  • HELOCs

 

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REFINANCE YOUR HOME

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  • Enjoy homeownership and stay in your home with no mortgage payment

  • Get Equity from your home to fit your retirement plans | Supplement Income

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REVERSE MORTGAGES

Rates Today

U.S. National Average Chart:

**Contact me today to get the most competitive rates!**

Meet Kamel

I am a mortgage broker at Contempo Lending, Inc. specializing in mortgage lending services all over Southern California.  I am committed to providing outstanding service to my clients and helping them achieve their homeownership goals and dreams.  As a broker & direct lender, I have the expertise and flexibility needed to ensure a smooth loan process for my clients and real estate industry partners. Even for the more complex of situations, I get it done.  As your trusted lender, I will help strategize and guide you through each step of the homebuying, or refinancing process all the way through to a successful closing.  I look forward to demonstrate the benefits of my service. – It is time to explore your mortgage options. - Contact me to learn more… 

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Lizet Martinez 

"Kamel is an outstanding professional who made our recent real estate transaction a breeze. His swift and efficient handling of the loan process. Coupled with excellent communication skills, ensure a seamless experience for our clients. Kamel consistently prioritized the clients' needs, making him a standout and highly recommended member of any real estate team."

Brian Derkes

"Kamel was great! Persistent in getting deal closed even when it wasn't easy! Great job!"

Lee E.

"Kamel is a highly competent and professional loan officer. He goes beyond the expected time help you matriculation through the process. He cares about his clients and diligently works to insure a successful outcome for you securing your loan."

Luis Hernandez-Mendeoza

"Kamel is a pleasure to work with. We got into contract mid December and we still closed before the new year. He is always communicative and pays attention to detail. Highly recommend him if you are looking to have a phenomenal experience."

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Contact

Contact Us

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